Barbados Workers' Co-operative Credit Union Ltd
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Registered Retirement Savings
SMARTlife Plan


SMARTlife Plan is the Credit Union's Registered Retirement Savings Plan.

A registered retirement savings plan (RRSP) is a personal savings and investment account that has special advantages.


  • Anyone over 18 can start a fund.
  • It allows you to save regularly to accumulate a retirement fund.
  • It helps to provide an income for you after you retire.
  • It is your own personal pension fund.
  • Your savings are invested for you and earn regular interest during the life of the plan.
  • It allows your funds to grow fast and secure.

Simply visit our offices and present the following

  1. A completed SmartLife Application form
  2. Your NIS Card and one form of valid photo identification (e.g. national identification card, passport or drivers licence.
  3. A minimum opening deposit of $100 (If you are now applying for Credit Union membership at the same time the minimum requirements for membership will also apply.

Barbados Workers' Co-operative Credit Union Ltd
BWU Co-operative Credit Union Limited
Cnr. Fairchild & Nelson Streets, Bridgetown, St. Michael
Northern Business Centre, Queen Street, Speightstown, St. Peter,
Southern Plaza, Oistins Christ Church, Barbados

Tel: (246) 436-5600
Fax (246) 430-9229/419-3133
Barbados Co-Operative & Credit Union League
Co-Operators General Insurance Co. Ltd
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